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Experian VS Credit Sesame

Compare Experian VS Credit Sesame and see what are their differences

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  2. » Videos
  3. » Reviews
  4. » Alternatives

Experian logo Experian

Your credit report, FICO Score, and more. All free.

Credit Sesame logo Credit Sesame

Credit Sesame Credit Sesame
  • Experian Landing page
    Landing page //
    2024-10-21
  • Credit Sesame Landing page
    Landing page //
    2023-06-12

Experian features and specs

  • Comprehensive Credit Reporting
    Experian provides detailed credit reports that include a wide range of data on credit history, helping users better understand their financial standing.
  • Free Credit Monitoring
    Experian offers free credit monitoring services, alerting users to changes in their credit files, such as new inquiries or accounts.
  • Identity Theft Protection
    Experian offers identity theft protection services, which include dark web monitoring and alerts to help safeguard users' personal information.
  • Credit Score Tracking
    Experian provides regular updates on users' credit scores, allowing them to track their creditworthiness over time.
  • Educational Resources
    Experian offers various resources, tools, and articles to help users improve their financial literacy and make informed financial decisions.

Possible disadvantages of Experian

  • Premium Services Cost
    Many of the valuable services offered by Experian, such as detailed credit reports and advanced identity protection, require a subscription fee.
  • Complex User Interface
    Some users find Experian's online interface and navigation to be confusing or cluttered, which can hinder accessibility to information and services.
  • Inconsistent Customer Support
    Experian's customer support experiences vary, with some users reporting difficulties in resolving issues or obtaining clear assistance.
  • Potential Privacy Concerns
    As a major credit bureau, Experian collects extensive personal data, raising concerns about data privacy and security among some users.
  • Limited Free Features
    While Experian offers some free services, many additional features are gated behind premium packages, limiting the usefulness of its free offerings.

Credit Sesame features and specs

  • Free Credit Monitoring
    Credit Sesame offers free access to your credit score and provides alerts for any changes to your credit report, helping users stay informed about their credit status.
  • Personalized Recommendations
    The platform provides tailored suggestions on how to improve your credit score and offers advice on suitable financial products such as credit cards and loans.
  • Identity Theft Protection
    With its premium plan, Credit Sesame offers identity theft protection including insurance coverage and support services to assist users in the event of identity theft.
  • User-Friendly Interface
    The website and mobile app feature a straightforward and intuitive interface that makes it easy for users to navigate, access their credit information, and explore different services.

Possible disadvantages of Credit Sesame

  • Limited Free Features
    While Credit Sesame provides some free services, many of its more comprehensive features, such as full credit reports and advanced monitoring, require a paid subscription.
  • Single Bureau Reporting
    The credit score and report offered by Credit Sesame are based on TransUnion data only, which might not provide a complete picture as it doesn't include information from Experian or Equifax.
  • Marketing Emails
    Users might receive frequent promotional emails and offers based on their credit profile, which can be seen as intrusive or overwhelming.
  • Possible Inaccuracies
    Some users have reported discrepancies between the credit score provided by Credit Sesame and scores from other sources, potentially due to differences in calculation methods.

Experian videos

+ Add

Experian IdentityWorks Review!

More videos:

  • Tutorial - Experian Boost - Review & Tutorial
  • Review - Credit Karma vs Experian App (Fico)‼️

Credit Sesame videos

+ Add

Credit Sesame Tutorial & Review

More videos:

  • Review - Credit Karma vs Credit Sesame - Build your credit score NOW
  • Review - Credit Sesame vs MyFICO: Pros & Cons of Free and Paid Credit Scores

Category Popularity

0-100% (relative to Experian and Credit Sesame)

Experian

Credit Sesame

Credit Builder
69 69%
Credit Builder
31% 31
Personal Finance
61 61%
Personal Finance
39% 39
Finance
74 74%
Finance
26% 26
Tax Preparation
50 50%
Tax Preparation
50% 50

User comments

Share your experience with using Experian and Credit Sesame. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, Experian seems to be a lot more popular than Credit Sesame. While we know about 134 links to Experian, we've tracked only 2 mentions of Credit Sesame. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Experian mentions (134)

  • Using credit card, but carrying $0 statements
    Go to https://experian.com and create a free account. From here you can access your Experian credit report and Experian FICO 8 score. Very few lenders use Vantage scores in lending decisions. You both should be monitoring your FICO scores. FICO imposes a penalty for 0% aggregate utilization. She should allow at least one card to report a balance. If you aren't applying for a loan in the near future there is... Source: about 1 year ago
  • Almost there
    Most lenders use FICO scores in lending decisions. If you don’t know what that is, go to https://experian.com and create a free account. From here, you will have access to your Experian credit report and your FICO 8. Source: about 1 year ago
  • AT&T is destroying my 830 credit score
    I've just seen your edit. Are these Vantage scores from Credit Karma? If so, go to https://experian.com and create a free account. Once there, you'll have access to your Experian credit report and Experian FICO 8. What is your FICO 8 and has that changed as well? Source: about 1 year ago
  • Repossession on Credit Report, but I have no lines of credit outside of Cards?
    Check your credit reports. Get your free official credit reports from www.annualcreditreport.com, and if needed experian.com or Credit Karma (free also). Source: about 1 year ago
  • Is experianidworks.com a legit Experian website?
    If it redirected to some area of main experian.com site, it would be understandable as a brand name site created for easy to remember address. However, there are no such redirects, not even any links back to main experian.com . Source: over 1 year ago
View more

Credit Sesame mentions (2)

  • JNMIL tried to manipulate my husband and I into paying for my SIL's child.
    I would make sure that you lock down your and your husband's credit. I would check creditsesame.com and creditkarma.com to check out your credit file. This woman is sounds like she will go to extremes to get money. Source: about 3 years ago
  • Covert Narcissistic Parent of "Adult Child" gives away Social Security number of said "child" without permission/consent.
    Shut down your credit with all three bureaus. You can get free credit reports and views at creditsesame.com and creditkarma.com. If you think that reporting your nmother to the SS administration would get you thrown out, I would wait until you can escape. Source: about 3 years ago

What are some alternatives?

When comparing Experian and Credit Sesame, you can also consider the following products

Credit Karma - Receive your free credit score instantly and review your real credit report online.

myFICO - myFICO offers credit reporting and monitoring solutions.

Credit Repair Cloud - Credit Repair Software CRM

Trend Micro ID Protection - Trend Micro ID Protection can scan the internet and dark web for any mention of your personal info. Get support and advice if your identity is stolen.

TransUnion SmartMove - TransUnion SmartMove is an easy, reliable online tenant background check designed to give...

Kikoff.com - Build credit fast

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